State and private insurance must play a bigger role in paying for long-term care: Survey – News

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A new study shows that not only should government and private insurance take on larger roles in paying for long-term care, but that policies should be enacted to help seniors prepare for those costs.

The Supporting the greater government role in health care for the elderly A study by the Associated Press-NORC Center of Public Affairs found bipartisan support for a range of policies to help pay for long-term care and delivery of care, many of which will include an expanded role for the federal government.

Long-Term Care Support

According to the survey, American adults believe that private health insurance companies (60% of respondents) and Medicare (57%) should have a greater responsibility to pay for long-term care. 53% of respondents said the same about Medicaid, while 26% said the responsibility should lie with individuals and 23% said it should lie with families.

Seniors are particularly supportive of policies to help pay for long-term care costs; 83% of respondents said they support long-term care coverage through Medicare Advantage or supplemental insurance, 78% say they support long-term care insurance plans for employers, 75% support tax credits for purchasing long-term care insurance, and 73% support financing For low-income people to obtain long-term care in their homes, 72% support non-taxable funds for long-term care insurance premiums, and 69% support the government-backed long-term care insurance program.

There was also broad support for expanding Medicare to new coverage areas, including long-term care (81%), dental care (87%), eye exams (87%) and hearing aids (86%).

health care coverage

Overall, 66% of respondents said it is the federal government’s responsibility to ensure that all Americans have health insurance coverage. Interestingly, 73% of respondents aged 18-49 years agreed with this statement, while 58% of respondents aged 50 years and older agreed. The study found that 47% of older respondents were more supportive of government policies addressing costs of care, while 38% of younger adults were more supportive of UHC.

Most respondents (62%) said they think paying more taxes to keep healthcare less expensive is worth the trade-off.

The majority of respondents indicated their support for changes to the US health care system that involve increased government involvement. More than half (58%) support a public option to purchase health insurance through the government. More than two-thirds (68%) said they supported requiring state and private insurance plans to cover telehealth, and 80% said they supported allowing the federal government and private insurance to negotiate lower prescription drug prices.

At the same time, overall satisfaction with the state of health care in general and the elderly appears to be low, with only 12% of respondents agreeing that health care in general is handled “extremely” or “extremely” well in the United States. Fewer agreed that healthcare for seniors (11%), community support and resources for seniors (11%) and quality of care in nursing homes (6%) are well handled.

COVID-19

The majority of adults expressed support for the government’s investment in COVID-19 care, including treatments (69%), vaccines and boosters (67%) and testing (64%), but many also said they were concerned about the state’s ability to cope with others. pandemic. Only 13% of respondents said they believe the country is very or very well prepared to handle a public health emergency in the future.

The AP-NORC study was funded by the SCAN Foundation and included 1,505 interviews with adults between July 28 and August 1.

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