10 cities where you don’t need a car

Image source: Getty Images Is the future less car? the main points Easily giving up your car can save you thousands each year in gas, maintenance, and insurance costs. The most walkable cities are usually those with extensive public transportation systems that help you avoid the need for cars. Extensive use of bike lanes also … Read more

Decode Form 1099-K for Freelancers

1099-K: The Basics Tax season requires some planning and organization for everyone, and this is especially true when you are self-employed. On top of keeping track of business-related expenses, you’ll likely need to track income streams from several clients. Get every dollar you deserve with unlimited tax tips from experts who know self-employment taxes inside … Read more

Will California Mortgage and Credit Card Rates Go Up Again?

A man rides a bicycle in front of the New York Stock Exchange on Wednesday. Markets are watching the path of interest rates closely, as the Federal Reserve announced another increase. (AP Photo/Peter Morgan) Peter Morgan AP When will this spike in mortgage and credit card interest rates end? Maybe early next year. But not … Read more

Will saving money get easier in 2023?

Image source: Getty Images It could, if that only thing happened. the main points Inflation makes it difficult for Americans to increase their savings. If inflation slows next year, you may be able to pump into your cash reserves. If you are having difficulty investing money in saving account These days, you’re in good company. … Read more

3 Social Security Mistakes You Probably Don’t Realize You’re Making | Smart Change: Personal Finance

(Christy Pepper) Social Security is complicated. This is unfortunate, because it is likely to be a significant source of income, and you may end up costing yourself significant benefits if you do not know the rules. You don’t want to make Social Security mistakes that leave you with less financial security in your later years, … Read more